Protect What Matters Most

Compare insurance plans from India's top-rated providers. Focus on claim settlement ratios and hassle-free settlements.

Health Insurance

Shield your savings from rising medical costs with comprehensive health cover for you and your family.

Niva Bupa ReAssure 98.2% CSR
₹7,500 / year

Cover: ₹5 Lakhs | 100% Base Sum Insured Reinstatement

HDFC ERGO Optima Secure 99.1% CSR
₹8,500 / year

Cover: ₹5 Lakhs | 2X Cover from Day 1

  • Cashless Treatment at 10,000+ Hospitals
  • Pre & Post Hospitalization Cover
  • Tax Benefits under Section 80D
  • No Claim Bonus for Healthy Years

Get a Quote

Term Life Insurance

Ensure your family's financial security in your absence with a high-cover term life plan at low premiums.

HDFC Life Click 2 Protect 99.3% CSR
₹8,000 / year

Cover: ₹1 Crore | 100% Payout on Life Stage Events

ICICI Pru iProtect Smart 98.9% CSR
₹8,200 / year

Cover: ₹1 Crore | Terminal Illness Cover Included

Why Term Life?

Term life insurance is the simplest and cheapest way to get a large insurance cover. It provides a death benefit to your nominees if the insured passes away during the policy term.

Critical Riders to Consider

  • Critical Illness: Payout on diagnosis of major illnesses like cancer or heart attack.
  • Accidental Death: Double payout in case of accidental death.
  • Waiver of Premium: Policy continue for free if you become disabled.

Motor Insurance

Renew your car or bike insurance in under 2 minutes. Compare 15+ insurers for the best premium and add-ons.

Third Party Only

Mandatory as per Indian Law

₹2,094 / year

Comprehensive Cover

Full protection for your own vehicle

₹6,800 *

*Premiums vary based on car model, year, and City (RTO).

Popular Add-ons

  • Zero Depreciation (Nil-Dep)
  • Engine Protection Cover
  • RSA (Roadside Assistance)
  • Return to Invoice

Insurance FAQs

What is Claim Settlement Ratio (CSR)?

CSR is the percentage of insurance claims settled by an insurer compared to the total claims received. A ratio above 95% is generally considered excellent for life insurance.

Is cashless hospitalization available everywhere?

Cashless treatment is only available at 'network hospitals' of your insurer. You should always check the network list before buying. For non-network hospitals, you have to pay upfront and file for reimbursement later.

What is 'Waiting Period' in health insurance?

It is the time during which you cannot claim for certain illnesses. Pre-existing diseases (PED) usually have a waiting period of 2 to 4 years, while general hospitalizations have a 30-day waiting period from policy start.

How is premium calculated for car insurance?

It depends on the vehicle's Insured Declared Value (IDV), age of the car, cubic capacity (CC), and geographical location (RTO). Your No Claim Bonus (NCB) can give you up to 50% discount on premiums.

Can I buy insurance for my parents online?

Yes, you can buy senior citizen health plans online. Note that for parents aged 60+, most insurers require a pre-policy medical checkup before issuance.