Compare personal, home, and business loans from 50+ partners. Get the lowest interest rates with zero hidden charges.
Get instant funds for travel, weddings, medical emergencies, or debt consolidation. No collateral required.
From 10.49% p.a.
Up to ₹40 Lakhs
Age: 21-60 years. Minimum monthly income: ₹20,000 for salaried individuals.
*By clicking, you agree to our Terms and authorize us to contact you.
Fulfil your dream of owning a home with our customized home loan solutions at competitive rates.
From 8.30% p.a.
Up to ₹10 Crore
Fuel your business growth with collateral-free funding from leading banks and NBFCs.
From 14% p.a.
Up to ₹2 Crore
Unlock the value of your property for large capital requirements at lower interest rates than personal loans.
From 9.50% p.a.
Up to 70% of Value
Most banks look for a CIBIL score of 750 or above for the best interest rates. However, some NBFCs may provide loans to users with a score of 650 or above at slightly higher rates.
Personal loans can be disbursed within 24-48 hours after approval. Home loans and Loans Against Property usually take 7-15 working days due to building/property verification requirements.
Yes, most floating-rate home loans have zero prepayment charges. For personal loans, banks usually allow prepayment after 6-12 EMIs, though a small foreclosure fee might apply depending on the bank.
Processing fees typically range from 0.5% to 2.5% of the loan amount plus GST. Finzoop helps you compare offers and find banks with low or zero processing fee promotional periods.
No, checking your initial eligibility on Finzoop is a 'soft' check and does not impact your credit score. A 'hard' check is only conducted when you officially submit a full application to a bank.